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Al Ahli Esnad
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Al Ahli Esnad

pTHE FIRST SAUDI BANK A true innovator, NCB offered the first credit cards, the first automated teller machines, the first savings schemes for students, and the first exclusive branches for ladies.​ A BEGINNING The National Commercial Bank was formed in 1953 by Royal Decree as a general partnership, resulting from the merger of Saudi Arabia’s largest currency houses: Saleh and Abdulaziz Kaki, and the Salem bin Mahfouz Company. The two businesses joined to form the first officially recognized Saudi bank​ A STEP AHEAD In 1979, NCB became the first Saudi bank to launch a mutual fund, and has led innovations in real estate and auto finance. Since then, we have pioneered the development of many Shariah compliant financial services that now meet the needs of more than 5 million clients​ CONTINUED GROWTH In 1997, NCB was converted to a joint stock company and since 1999, shareholding has been divided between two government institutions; the Public Investment Fund and the General Organization for Social Insurance, along with a number of Saudi investors. NCB has grown to become one of the largest banks in the Arab world, with total assets exceeding SAR 441 billion, and customer deposits standing at SAR 316 billion​ INITIAL PUBLIC OFFERING (IPO) In 2014, NCB offered 25% of its Shares for public subscription, marking the beginning of another new era in which the bank provides investors with the opportunity to participate in its expansion across all sectors.​/p

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