Responsibilities,
 Managing the Risk operations and controls on the total consumer portfolio.
 Supervising operational controls for over SR 3.2 billion portfolio with 70,000 customers.
 Managing daily loan settlements and their respective reconciliation which is affecting
the overall consumer portfolio.
 Controlling the processing of Top-Up loans with respect to settlements.
 Monitoring the daily commodity on Islamic Loans.
 Reconciliation of the commodity Vs processed loans which are being maintained.
 Responsible for the reconciliation of internal accounts used for the processing of Islamic
loans.
 Monitoring and validating accounting entries on end of the day once loans are being
processed.
 Responsible for monitoring the recovery of the installments and taking the appropriate
actions.
 Responsible for monitoring of salary blocking on the respective re-payment date of the
customers.
 Responsible for loans WRITE-OFF once it reaches 180 DPD (days past due) also
reconciliation of the provision accounts is our responsibility.
 Collection of recovery for FWOF cases, once any credits comes to the defaulters
accounts.
 Managing the day-to-day activities of the department which includes Approvals,
Rejection and Booking and maintenance.
 Providing MIS reports to the management and sales on the daily activities.
 Managing and responsible about Loans & Cards Original Documents archiving.
 SIMAH Primary Contact and responsible about all SIMAH issues. Obtained level 2
Ranking Number comparing with other member with same industrial.
 Manger for Saudi Holandi Clearances & NTC letters.
 Responsible about UTA area and new system Development.
 Managing Saudi Holandi SIMAH team and achieving good level in Data Quality report
 Managing Chargeback team (Issuer Acquirer and Debit Card). Obtained 4 Million net
profit during past 2 years.
 Handling all Chargeback Perspective area, internal account reconciliation, all channels
claims,