Please turn on your javascript Mohammed Rayhan Sait - Process Lead - IBM International Business Machine - Bangalore, India


I am a Master in Business Administration and have an overall experience of 9 years, my key motto is to help businesses improve profitability, and their operational costs, focusing mainly towards generating revenue and economizing expenses, and my strong interpersonal skills have allowed me to comfortably interact with all levels of a business organization.


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Process Lead
IBM International Business Machine
Oct 2016 - Present | Bangalore, India

Supervising a team of 25 to 30 members.
Codes of items such as invoices, vouchers, expense reports, check requests with correct codes confirming to standard procedures to ensure proper entry into financial system.
Handling all vendor correspondence via email.
Maintain adherence to corporate, accounting and GAAP standards; addressed escalated issues from vendors regarding accounts payable; and ensured accurate and compliant A/P files and records in accordance with company policies and government regulations.
Reconcile payable reports each month to confirm that all amounts paid were accurate.
Reviewing the payment run report on daily basis to keep a track that none of the RUSH payment are missed.
Handling and resolving escalations relating to past due invoices.
Root Cause analysis on issues relating to duplicate payment, paid to wrong vendor.
Handling people management responsibilities including coaching and guiding team members.
Leading and organizing the Accounts Payable function and manage the employees activities and all aspects within the team, in order to achieve the department objectives.

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Emirates National Bank of Dubai
Oct 2015 - Jul 2016 | Dubai, United Arab Emirates

Analyzed financial data of the clients.
Checked the DBR (debt burden ratio), if the DBR is high then suggest the client to reduce the credit line.
Ensured all research and investigation is accurately recorded including supporting evidence and documentation.
Proactively re-package and communicate deal options with ‘customers’, as appropriate, for deals which would otherwise be declined.
Imply AML (anti money laundering) policy, clearly check the income sources and transaction, escalate if found any deficit.
Thoroughly check the KYC documents to avoid any fraud.

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Accounts Manager
Jul 2012 - Oct 2015 | Mysore, India

Managed and oversee the daily operations of the Accounting Department including month and end year process, accounts payable/ receivable cash receipts general ledger, cash forecasting capital assets reconciliation.
Reviewed and tracked daily production report.
Established and enforced proper accounting methods, policies and principles.
Assigned projects and direct staff to ensure compliance and accuracy.
Handled personnel issues relating to staff conflicts, absenteeism and performance issues.
Developed monthly and quarterly reports for the management and executive teams.
Protected organizations value by keeping information confidential.

Building and maintaining relationship with the business unit partner’s.

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Senior Financial Analyst
Nothern Trust Bank
Oct 2010 - May 2012 | Bangalore, India

Was a part of Alternative fixed asset (Private Equity).
I had to serve as a liaison between the clients and the fund managers.
Forecasted and investigated client’s money in merges and acquisition with maximum returns.
Processed and made payment to private equity firms on behalf of the client.
Provided periodical profit & loss reports to the stake holder.
Evaluated all client’s profiles and statements to ensure their personal and investment details are rightly reflected in the accounts.
Interacted with accounts manager, relationship managers and clients for smooth day-to-day operations.
Interpreted financial records sent by private equity firms, performed asset management and cash movements from clients' account to organization's account with complete accuracy.

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Financial Analyst
Mar 2009 - Jun 2010 | Bangalore, India

Reconciliation of Automated Teller Machine (ATM), both AUS & NZ
I had to maintain sufficient fund in all bank branches (AUS & NZ).
I had to do intense research before processing the claim.
I had taken an initiative of meeting the SLA, my work was highly appreciated and was awarded as Shining Star


International School of Brussels
Master, Masters, Masters in Business Administration, ‎
Accounting & Finance
Percentage 67%


Intermediate Tamil
Expert Hindi
Expert English

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