Please turn on your javascript Abdulrahman Almgrabi - Credit Analyst - Samba Financial Group - Riyadh, Saudi Arabia

Summary

Operational Support Supervisor with experience in credit analysis, management, collections, account management, operations management, customer satisfaction, and forgery detection. Sound knowledge of credit systems, financial collections, debt management, reporting, and all related credit-based system operations. Possesses the ability to apply business insight and professional judgment. A recognised leader with the ability to understand and communicate complex information to all levels of staff. A visionary with solid experience in managing all levels of multiple operations, including budgeting and administration, creating and implementing comprehensive internal communications strategies to bring together management, employees, and clients to achieve common goals. I am looking for a challenging managerial opportunity that will make the best use of my existing skills and experience and also further my personal development and knowledge.

Experience

Company Logo
Credit Analyst
Samba Financial Group
Apr 2019 - Apr 2021 | Riyadh, Saudi Arabia

Assess and make decisions about customer credit applications using a range of criteria including credit score, customer payment history and customer credit - worthiness.
Create a small program to assess analysts\' credit decisions (approval, incomplete, and reject)
Participate in the daily update project of customers\' data in SIMAH system
Review the real estate valuation reports and determine the market value of the property. Verify that property match the policy of mortgage products. - Evaluation result issuance
Work collaboratively with team members to drive deals to successful funding and close
Maintained meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity.
loan renewals in compliance with the Bank’s loan policies.

Company Logo
Closing Officer, Operations
Bidaya Home Finance
May 2018 - Apr 2019 | الرياض, المملكة العربية السعودية

Check From contract
➢ Review loan applications and documents for accuracy and completeness.
➢ update of customers' data in SIMAH system
➢ Request to issue a check to the customer
➢ Receive checks from the Finance Department

Company Logo
Real Estate Operations officer (RedF)
Alrajhi Bank
Jul 2017 - May 2018 | Riyadh, Saudi Arabia

Valuation Officer
➢ Review the real estate valuation reports and determine the market value of the property.
➢ Verify that property match the policy of mortgage products.
➢ Evaluation result issuance.
➢ Preparation of the annual budget and dealing with the payments of real estate appraisal companies.
• REDF Operations Officer
➢ Solve problems that related to REDF additional financing, collect outstanding amounts.
➢ Monitored the finance portfolios of REDF products.
➢ Subsidy payments to REDF customers.
➢ Prepare reports. - Coordinate with relevant department to enhance the work's procedure, system, and its
effectiveness.
➢ Reporting to the Real Estate Financing Director.

Company Logo
Customer's Services
Alsheta saif
Apr 2015 - Aug 2017 | الرياض, المملكة العربية السعودية

Handle 90+ calls daily, with duties including signing up new customers, retrieving customer data, s
presenting relevant product information, and canceling services
➢ Trained two new employees
➢ Assisting with Conflict Resolution
➢ answered and resolved email inquiries.

Company Logo
Sales
Tayer Factory Company
Jan 2012 - Feb 2015 | الرياض, المملكة العربية السعودية

Reviewed sales performance for sales division and generated key reports for weekly, monthly, and
quarterly meetings
➢ Assessed client needs based on current objectives, supply and demand, and seasonable variables. ➢ maintaining customer relationships.
❖Key Achievement
Exceeded sales goals by more than 15% in every quarter since being hired at the company..

Education

Imam Muhammad bin Saud Islamic University
Bachelor, Bachelors, , ‎
ادارة اعمال
CGPA 2.47/5
2017

Skills

Intermediate Bank Management
Intermediate co-operative
Intermediate Csutomer Services
Expert good social skills
Expert MS Desktop Customer Service
Intermediate Real Estate Content Development
Expert RESTful APIs
Intermediate Spreadsheet Navigation
Expert Team Workshops Management

Languages

Intermediate Thori Bohot English

Companies Followed