Please turn on your javascript Underwriting officer - مسؤول ائتمان Job, Riyadh, Bidaya Home Finance - MIHNATI.COM

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Job Description

§ Responsible for credit quality and adherence on a facility level for overall standards

§ To conduct periodic review, in line with company policies, the portfolio, policies and processes and suggest amendments, improvements and measures to management in a timely manner to avoid credit losses

§ Maintain transparent reporting (i.e. Underwriting Submission Summary) periodically.

§ Distribute approval notifications and update any required reporting and systems data.

§ Develop and improve effective loan underwriting and risk mitigation policies and mechanisms.

§ Assist related groups in new product development, review new product recommendations and determine risk levels and appropriate related underwriting guidelines for the products.

§ Implement required adjustments to credit policy as related to government regulations and policies made necessary by regulatory changes and industry trends.

§ Review current mortgage underwriting reporting processes and highlight gaps and weaknesses in current coverage, measurement and/or methodologies.

§ To develop and automate adjustments to the underwriting process as applicable

§ Interface with third party service providers such as, appraisers, attorneys, credit reporting agencies, etc, in order to ensure quality and standards of service providers are in compliance with the Company’s defined policies and procedures.

§ Determine mortgage risk metrics to track, measure, and store and report key data.

§ Respond to questions or exceptions identified in Quality Control or the branch, in order to timely decisions on a case file.

§ Identify, document, and communicate mitigation, avoidance or acceptance of key risks

Job Details

Functional Area:
Total Positions:
1 Post
Job Shift:
First Shift (Day)
Job Type:
Full Time/Permanent
Job Location:
23 - 35 Years
Minimum Education:
Degree Title:
Banking, Business
Career Level:
Experienced Professional
Minimum Experience:
3 Years (Credit , Underwriting)
Work Permit:
Saudi Arabia
Apply Before:
Jun 17, 2018
Posting Date:
Dec 17, 2017
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Bidaya Home Finance

Real Estate/Property · 11-50 employees - Riyadh

BIDAYA Home Finance has been launched as a national real estate finance company for Saudi Arabia in 2015. Headquartered in Riyadh, BIDAYA is licensed under the Saudi Arabian Monetary Agency (SAMA), and offers professional and reliable sharia’a compliant financial solutions to both customers and part ...Read More