Job Description
• Identification, analysis, reporting and mitigation of operational risks associated with people, systems, documentation, buildings and external dependencies that can threaten the organization’s assets or earning capacity.
• Establishing and ensuring compliance with market risk policy constraints. Responsible for monitoring adherence to policy; develops and implements solutions through managing exposure to credit and fraud risks.
• Reviews and analyses financial information pertinent to existing and potential investors, using sophisticated financial modeling techniques.
• Sets up and provides risk profile of credit/business portfolio by risk grade and segment, develops forecast scenario assumptions, monitors actual performance and adjusts risk/reward models
• provides regular reports on customer sources, profiles and environmental issues that impact the local market.
Skills
Appropriate degree from a recognised academic institution. MBA plus other postgraduate training in relevant discipline seen as an advantage.
Minimum 5 years in Risk management in a banking environment. Requires management experience at senior level of at least 3 years
Leadership ability is essential along with well-developed analytical and organisational skills.
A strong commercial focus is also essential along with the ability to establish effective working relationships across the organisation.
Ability to effectively manage the Risk Management function in a professional and effective manner.